# ‘They get free money’: People will receive a $600 stimulus check and $300 extra unemployment. Why is there no accountability?

But what about these other people who are receiving it? They are dependent on their parents, live in nice homes and are taken care of. I’ve heard of numerous situations where a young adult had a part-time summer job in the Summer of 2019, and submitted in March for unemployment.

They received all the benefits since March, including $600 extra a week. They’re not going to look for a job because they have free money without doing anything. There were a lot of job openings and businesses could not fill them.

Now these people are going to have 50 weeks of free money and another $300 a week unemployment. There is no accountability to prove that they are trying to get a job in New York. I’ve heard of one case where the young adult purchased a new used car with cash. Another one is approaching the $13,000 mark in savings from unemployment.

There should be a Free Application for Federal Student Aid-like (FAFSA) form to fill out outlining all financial information of dependents and parents’ income. Colleges do it. If you are a dependent and your parents make a certain amount of money, then benefits should not be allowed for those dependents.

I’ve heard of a family whose kids received a $6,000 check in back unemployment in July because they couldn’t work at a local school district. They had been collecting unemployment since March. They live in an affluent neighborhood where houses are worth $300,000.

How stupid. I would fire the New York State Department of Labor Commissioner.

What do you think?

Fed Up with the Waste

The Moneyist:My mother gave me a substantial financial gift. I gave it back. My soon-to-be ex-husband says half belongs to him

Dear Fed Up,

You’ve heard of a lot of people doing a lot of things. Mostly, it sounds to me, they’re trying to live their lives to the best of their ability. I too have heard a few things.

I’ve heard of 5.51 million people who are unemployed. That’s a low for the pandemic, and I am glad of that. I’ve heard that many of those people have run out of state benefits, however, and have shifted to a temporary federal-aid program because they still can’t find work.

I’ve heard that applications for federal unemployment benefits have more than tripled since August, a sign of rising long-term unemployment that might not be easy to undo once the pandemic ends. I’ve heard that 20.65 million people have been receiving benefits from eight separate state and federal programs.

I’ve heard of many requirements to qualify for unemployment in New York. I’ve heard that some states require $1,000 in income earned over the prior base year, while others require $5,000. I’ve heard people must be laid off through “no fault of their own” to qualify for unemployment insurance. I’ve heard that some states even require proof that you are looking for work.

The Moneyist:My boyfriend’s ex-wife claimed her 2 sons as dependents on her taxes, and received their stimulus checks, but they live with us

I’ve heard that the $900 billion stimulus ‘program, which offers half the amount to millions of people than the first package, was needed more urgently due to the continuing rise in COVID-19 cases and resulting closure of businesses. I’ve heard layoffs are up and consumer confidence is down, triggering a broader slowdown in the economy.

People hear stories and see what their neighbors do or their cousins or that guy they never liked anyway have been doing since they lost their job and judge their behavior without knowing anything about what they’re going through — and, as such, decide they are undeserving or taking advantage of the pandemic. It’s the Valley of the Squinting Windows.

It’s easy to take one example of someone who is not on the street or buys themselves a car, or decides to live with their parents to save money, and not only make a call on whether they are acting appropriately or ethically, but also then extrapolate their situation to make sweeping statements about Americans working or cheating the system.

I’ve heard of Yale economists who found “no evidence that more generous benefits disincentivized work either at the onset of the expansion or as firms looked to return to business over time. I’ve heard workers receiving larger increases in unemployment benefits experienced very similar gains in employment by early May.

I’ve heard that a Chicago Fed study concluded that those currently collecting benefits “search more than twice as intensely as those who have exhausted their benefits.” Typically, unemployment benefits last six months and, on average, pay individuals approximately 35% of their previous weekly salary, it found.

The Moneyist: I earned $100,000 in 2019, but far less in 2020. Why did I not get a stimulus check? How is that fair?

I’ve heard of people who have not worked in years because they inherited family money that they did not earn themselves, but I have not heard anyone complain that they are cheating the system or working the system, or somehow not contributing to society. Nor have I heard that they are lowering the tone of the neighborhood by sitting around all day buying stuff with money they did not earn.

I’ve heard of friends whose businesses turned to dust overnight due to the impact of COVID-19 on the service industry, and who have fought valiantly to come to terms with the reality that they must let those dreams go after 30 years of hard labor, as they face mounting bills ever day, and wonder if they will ever have a business or even work again. I’ve heard of friends who have been let go, and those who have had to face their employees and tell them it’s all over.

I’ve heard a lot of things, but I try my best not to pretend to know that I have the answers or that someone is less deserving than I am. I have lived in the U.S. for nearly a decade and I’ve heard of many people telling other people what they do and don’t deserve, and how they should live their lives. It’s exhausting. Life is easier if you stop trying to police other people’s behavior.

Stop looking over the garden fence and grumbling at your neighbors, take care of your own household, and I shall endeavor to do the same.

You can email The Moneyist with any financial and ethical questions related to coronavirus at [email protected]

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