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#: Financial Face-off: Buy now, pay later vs. credit cards —what makes better financial sense?

“: Financial Face-off: Buy now, pay later vs. credit cards —what makes better financial sense?”

Holiday shopping season is in full swing. What’s the best way to pay for those purchases, BNPL or credit cards?

The face-off

Holiday shopping season is in full swing. Despite economic headwinds, there’s some evidence that consumers aren’t planning to curtail their spending on gifts and celebrations. While 37% of U.S. households say “their financial situation is worse than last year,” overall holiday spending is “expected to match 2021 levels, at $1,455 per consumer,” according to Deloitte’s 2022 holiday retail survey. 

As…

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