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#Help Me Retire: We have 25 years until retirement and are saving 25% of our income — are we doing it right? And are we saving too much?

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“Help Me Retire: We have 25 years until retirement and are saving 25% of our income — are we doing it right? And are we saving too much?”

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Dear MarketWatch,

My wife, 33, and I, 40, have our own 403(b)s, Roth accounts (maxing their contributions this year for the first time) and pensions as part of our retirement plan.

My wife contributes 14% of her pay to her defined benefit plan and her school district contributes another 14%. She is not eligible for Social Security – it’s…

Alessandra Malito

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